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ABLE Accounts


ABLE bank accounts allow people with disabilities to save money without having those savings count against their eligibility for government disability benefits. The ABLE Act is a federal law that lays the groundwork for ABLE accounts but the accounts themselves are run by individual states.

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  • ABLEnow provides people with disabilities and their families the opportunity to save money for today’s needs or invest for tomorrow. These simple, affordable and tax-advantaged accounts allow eligible individuals to save up to $14,000 a year without endangering their eligibility for certain benefit programs critical to their health and well-being.

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  • The ABLE National Resource Center provides an informative video and article on key things to know about ABLE Accounts.

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  • The Stephen Beck, Jr., Achieving a Better Life Experience Act (ABLE Act), enacted on December 19, 2014, allows an eligible individual with special needs to have a tax-free savings account without jeopardizing his or her Medicaid and SSI eligibility. This new savings tool, modeled after the 529 college-savings plans, allows disbursements, including earnings, from the account to pay for qualified expenses.


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