An optional health insurance plan available for a fee that supplements Medicare A & B.

Private insurance options for long term care.

A federal health insurance program for people age 65 and older and for people under 65 with certain disabilities.

Providers of Medicare Advantage (MA) health care plans approved by Medicare that accept applications for enrollment in one of the four Medicare Advantage options that offer Part A (hospital) and Part B (medical) coverage, as well as prescription drug coverage which may also be included. Many providers of MA Plans offer extra benefits (e.g., vision, dental coverage) and lower co-payments than in the Original Medicare Plan. However, they may require participants to use physicians, hospitals and other providers that are part of the plan or provider network. Medicare Advantage Plans include: Medicare Health Maintenance Organization (HMO) Plans; Preferred Provider Organizations (PPO) Plans; Private Fee-for-Service (PFFS) Plans; and Medicare Special Needs Plans (SNP). To join a Medicare Advantage Plan, an individual must be enrolled in Medicare Part A and Part B. In addition to paying the monthly Part B premium required by Medicare, MA providers may require a monthly premium for the extra benefits provided by the Plan.