First Time Homebuyer and Mortgage Default Counseling

Catholic Charities of Eastern Virginia, Inc. (CCEVA) offers Homebuyer and Mortgage Default Counseling. 

Homebuyer Counseling and classes help consumers make smart decisions. Since buying a home involves the largest purchase most individuals will make in life, it is important to know the details about the type of mortgage and payments that will best meet their budget. This program takes buyers step-by-step through the process, with essential information about mortgages, legalities and protections for the homebuyer.

Anyone can suddenly and unexpectedly end up in financial difficulty, but a homeowner may have more to fear from a lengthy period of unemployment and runaway debt. Mortgage Default Counseling helps people who have fallen behind in mortgage payments, working directly with lenders to resolve delinquencies to save their home. For individuals, currently involved in a foreclosure proceeding or are anticipating one, do not delay making an appointment with a housing counselor.

All services are free and confidential.