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ABLE Accounts

 

ABLE bank accounts allow people with disabilities to save money without having those savings count against their eligibility for government disability benefits. The ABLE Act is a federal law that lays the groundwork for ABLE accounts but the accounts themselves are run by individual states.

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  • Learn about ABLEnow--Tax-Advantaged Savings for Individuals with Disabilities

    ABLEnow provides people with disabilities and their families the opportunity to save money for today’s needs or invest for tomorrow. These simple, affordable and tax-advantaged accounts allow eligible individuals to save up to $14,000 a year without endangering their eligibility for certain benefit programs critical to their health and well-being.

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  • Understanding ABLE Accounts

    The ABLE National Resource Center provides an informative video and article on key things to know about ABLE Accounts.

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  • What is an ABLE account?

    The Stephen Beck, Jr., Achieving a Better Life Experience Act (ABLE Act), enacted on December 19, 2014, allows an eligible individual with special needs to have a tax-free savings account without jeopardizing his or her Medicaid and SSI eligibility. This new savings tool, modeled after the 529 college-savings plans, allows disbursements, including earnings, from the account to pay for qualified expenses.

     

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